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Mike Scott Headshot_edited.jpg

Mike Scott

Chief Executive Officer 

Phone:

830-358-2530

Email:

"We are wholeheartedly invested in our clients' journeys, guiding them every step of the way as we share in the exhilaration of turning their visions into reality."

About Mike Scott

Mike Scott brings over four decades of expertise in residential home building and construction financing to his role as Co-Founder and Chief Executive Officer of BYOB Home Loans. With a passion for empowering individuals to achieve their dream of home ownership, Mike has been instrumental in shaping the vision and mission of BYOB Home Loans.

 

Mike also serves as President of Construction Financial Solutions [CFS]. Founded in 1994, CFS provides interim construction financing for custom homes. His extensive experience in construction financing has equipped him with a deep understanding of the unique challenges and opportunities in the home building industry.

Prior to co-founding BYOB Home Loans, Mike served as Founder and President of BuiltSmart Resources, LLC, a group of companies specializing in zero-energy custom homes, solar energy systems, rainwater harvesting, and spray foam insulation. Under his leadership, BuiltSmart has constructed several award-winning zero-energy homes in the Texas Hill Country, earning recognition for innovation and sustainability.

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© 2025 BYOB Home Loans

Privacy Policy                        Regulations

 

BYOB Mortgage Loans, LLC dba BYOB Home Loans © Copyright 2023

NMLS 2505040
 

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.


THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

National Mortgage Licensing System Registry #2505040. BYOB Mortgage Loans, LLC is located at 18568 Forty Six Parkway, Suite 3002, Spring Branch TX 78070.

 

Lenders are required to provide the "Your Home Loan Toolkit", which has been provided by the Consumer Finance Protection Bureau created to comply with federal law pursuant to 12 U.S.C. 2604, 12 CFR 1024.6, and 12 CFR 1026.19(g). This is for all loan transactions effective 10/3/2015.

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